Microsoft Excel is a comprehensive spreadsheet application with many features for data management. With its robust functions and commonly used calculations, it is also a solid money management tool.
If you want to track and manage a budget, whether it’s for yourself, your household, or a special event, Excel is a great choice. Fortunately, you don’t have to start from scratch. These are the best Excel budget templates to get you started.
Simple budget template
Starting with something basic, you might not need a template with bells and whistles like the ones below. This simple budget template works great for individuals or couples.
Add your income at the top, your expenses at the bottom, and see the totals at the bottom. Each point allows you to enter projected and actual amounts. You also have a nice bar chart showing planned and actual income and expenses.
Personal Weekly Budget Template
If you get paid weekly or bi-weekly and like to manage your budget the same way, take a look at this weekly budget template.
Choose the Weekly or Bi-weekly tab according to your preferences. Next, enter income and expenses along with what you budget for and what the actual costs are. You’ll see a Monthly YTD column on the right, along with the differences between the estimated and actual amounts.
Monthly and Annual Personal Budget Template
To track your monthly and annual individual budget, this personal budget template has it all. You can see the whole year on a single sheet, with spots for each month.
Enter income, savings goals, household expenses, health, hobbies, and miscellaneous expenses in the designated sections. Head to the Dashboards to view colorful income, expense, and year charts and tables at a glance.
Family Budget Template
For families of all sizes, tracking income, bills, expenses, and savings is essential. This family budget planner template gives you tons of tools to manage family finances.
The template includes tabs for three-month tracking, covering the entire year. You also have tabs specifically for estimated and actual income, total expenses with charts and tables, and savings tools for retirement and college. Then, for a quick overview of total income and expenses, visit the Results tongue.
Household Budget Template
As an alternative to a family budget, take a look at this family budget planner template. This one gives you a big sheet to track everything in your home each month.
You can include household expenses, daily living, entertainment, health, hobbies, children, business, and even pets. There is also a place for miscellaneous expenses that appear throughout the month. You’ll also see a nifty expense summary as a colorful bar chart.
Zero-Based Budget Template
Whether you already use the zero-based budgeting method or want to try it, check out this zero-based budget template.
The template includes tabs for your budget, an example to get you started, and a printable option. You have the categories you need to list income and expenses as well as adjustments, debts and savings. You’ll see subtotals under each section, with the remaining budget and the final budget at the bottom.
college budget template
College is tough enough without having to struggle to manage money at the same time. This college budget template gives you a helping hand.
The template includes a section for revenue and funding at the top with expenses at the bottom. You can divide your budget by semester to track the entire school year. Plus, you can enter one-time or monthly expenses, which is great for the unexpected.
travel budget template
Whether you’re traveling for business or pleasure, you’ll want to keep track of your expenses. This travel budget template lets you do that on a simple sheet.
Enter your total budget at the top, then include descriptions, categories, quantities, and costs for all of your expenses. You’ll see a quick picture of the difference between what you estimate and the actual costs of your trip, along with a handy pie chart.
Event Budget Template
Most large events need a budget to keep expenses under control. This event budget template is ideal. Easily plan your party, fundraiser, trip or team outing.
The template has three tabs for Seminar, Camp, and Course, but you can use any of them for your own event by entering your own details. Include expenses with income or funding by category, quantity and cost. Plus, there’s a quick summary at the top to keep things tidy at a glance.
wedding budget template
If there’s one event where keeping a budget is essential, it’s a wedding. With this wedding budget template, you can manage everything from clothes to rehearsal dinner to honeymoon.
What’s great about this template is that you can enter the estimated amounts in the Estimator tab. These are then displayed in the Budget tab. Enter all expenses in the corresponding sections as they arise and keep the whole special day on a reasonable financial track.
Is there a budget template in Excel?
Microsoft Excel has its own set of templates that you can use. Many are similar to the ones you see here when it comes to budget type. However, the ones on this list give you options outside of what you’ll find in Excel and offer extras that you might find useful.
To browse Excel templates online, you can visit the Microsoft Office templates website.
How to create a good budget in Excel?
Creating a budget that works starts with the right tools. Excel is a reliable application for tracking different types of budgets. And when you use a template like the one on this list, you’re off to a great start.
Remember, your budget sheet is only as good as the information you put in it. The key is to follow your budget sheet and make sure you include everything.
Point: You can also password protect Excel file if you are worried about privacy.
What is the best spreadsheet for a budget?
The best spreadsheet for a budget is like most things: it depends on your needs. While it may be tempting to use a basic budget for your household, it may not have everything you need to manage that budget accurately.
The advantage of using a template is that it saves you time by creating one from scratch. This includes listing all your expenses and adding the necessary calculations with functions and formulas. Plus, you can usually adjust most models to suit your situation.